What is this?! I am so self-conscious.?

I have a patch of skin in between my breasts that have brownish colored spots and looks irritated (some redness). My overall skin is a fairer olive. When I shower, I loofah the area and sometimes it looks better when I catch out, and other times it looks even more irritated. I was told it could be a fungal infection from the warmth, so I treated it with Monistat and an anti-fungal spray. Nothing. It still looks indistinguishable. I'd like to be in motion to a Derm, but I have no insurance right very soon. Is this eczema or just dry skin, or I don`t know a fungal? Sometimes I get little pimples surrounded by that area also. I am afraid to put moisturizer on it contained by case it is fungal and it make it worse or makes more pimples. Any design? Could it just be dry skin?
Answers:

Welll.i hadnt had my length since 3 months..and i am ganing a lot of counterweight..my weight be 145 couple of?

If it is a fungal thing, you enjoy to apply it for a long period of time. I have something by my ear and my doctor said to keep doing it approaching 2 weeks even after it went away completely (and it probably wouldnt start going away for at tiniest a week or two) so it could still be that, and you just did apply the cream ample

Late period not pregnant..?

What if this spot is the begining of skin cancer,I don't come up with you should wait.Go see a dr. right away.

I own red area outside of my vagina it seem like it go all around the nouns on both sides.?

its an infection but try going to the pharmacy and ask for help or some kinda cream to achieve rid of it and try your best to see a doctor